Flexible Personal Loans – Tailored for You

From home improvements to dream vacations, get the funds you need with competitive rates and flexible terms.

Personal Loan Details

Everything you need to know about our personal loans

Eligibility

  • • Age 21-60 years
  • • Steady income source
  • • Valid US ID
  • • Good credit history
  • • Minimum income $1,500/month

Interest Rates

6.5%

Starting APR

*Rate depends on credit score and loan amount

Competitive rates for qualified borrowers

Repayment

12-60 months

Flexible tenure options

Monthly EMI payments

No prepayment penalties

Auto-debit available

Personal Loan Calculator

Calculate your monthly EMI and plan your finances

How It Works

Simple steps to get your personal loan

1

Check Eligibility

Use our quick eligibility checker to see if you qualify for a personal loan

2

Submit Application

Fill out our simple online application form with your personal and financial details

3

Instant Approval

Get instant approval decision and loan terms based on your profile

4

Receive Funds

Once approved, funds are transferred directly to your bank account within 24 hours

Frequently Asked Questions

Get answers to common questions about personal loans

How fast can I get a personal loan?

Once your application is approved, funds are typically transferred to your bank account within 24 hours. The approval process itself can take as little as a few minutes for qualified applicants.

What documents are required?

You'll need a valid Swedish ID, proof of income (salary slips or bank statements), and proof of address. Additional documents may be required based on your employment type.

Can I prepay my loan without penalties?

Yes, you can prepay your personal loan at any time without any prepayment penalties. This can help you save on interest costs.

What is the minimum and maximum loan amount?

Personal loans range from 50,000 SEK to 2,000,000 SEK, depending on your income, credit score, and repayment capacity.

How is my interest rate determined?

Your interest rate is based on factors including your credit score, income, loan amount, and tenure. Rates start from 6.5% APR for qualified borrowers.

Ready to Apply for Your Personal Loan?

Join thousands of satisfied customers who chose Grow Well for their financial needs

Quick Application Form